I'm one of those who commutes daily from work to office and vice versa. It is not easy especially if your destination is quite far and the traffic is bottleneck. These are some ways that you can make your travel easier or make it less stressful.
1. If you are going to work, allocate extra time for heavy traffic or waiting time. For instance your average travel time is 30 minutes add 10 minutes of your time travel so you won't panic if there are unwanted scenarios along the road.
2. While sitting on a jeepney or a bus be careful of your belongings and your seatmate. It is better to be safe than be sorry.
3. Listen to music. Music can help ease our mood and entertain our thoughts instead on focusing on the road.
4. Bring a handkerchief to cover your nose from smoke belchers and some passengers with bad odors.
5. You can also close your eyes but do not sleep.
6. You can also pray while sitting.
7. You can organize your work to do while sitting on the bus.
8. Prepare coins or smaller bills especially in the morning so the driver won't stop or take too long to look for a change.
Wednesday, October 17, 2012
Friday, June 3, 2011
Claim your Smart Bro Points
If you're internet connection is Smart Bro and you are paying monthly then you have smart rewards points.
What is smart Rewards Points
Smart points is a reward given to Smart Bro clients. For every P1.00 worth of transaction you get 5 points. Plus 500 points monthly if you enroll to their SMART's electronic bill.
How can you redeem Smart Rewards Points
Go to their website http://smart.com.ph/. Then log in to your account. (How to register to log in to your smart bro account).
Click Smart Rewards -> Click Redeem Free Items
Choose the rewards you want
What is smart Rewards Points
Smart points is a reward given to Smart Bro clients. For every P1.00 worth of transaction you get 5 points. Plus 500 points monthly if you enroll to their SMART's electronic bill.
How can you redeem Smart Rewards Points
Go to their website http://smart.com.ph/. Then log in to your account. (How to register to log in to your smart bro account).
Click Smart Rewards -> Click Redeem Free Items
Choose the rewards you want
Thursday, May 26, 2011
How NOT to pay your credit cards annual fee.
I am using credit card for more than 4 years and every year I pay the annual fee for my credit card. My credit card is HSBC Visa and I pay 1200 pesos every year. Until lately a friend told me that I can have a reversal for my annual fee.
What is annual fee reversal and how can I avail it? First is you will call the customer service for HSBC. You will tell them you wanted to have a reversal for you annual fee. They will have certain conditions, like in my case I was allowed to have a reversal if I purchase 5 thousand pesos for two months. However if you think the condition is not okay then you can threaten them to close your credit card.
What is annual fee reversal and how can I avail it? First is you will call the customer service for HSBC. You will tell them you wanted to have a reversal for you annual fee. They will have certain conditions, like in my case I was allowed to have a reversal if I purchase 5 thousand pesos for two months. However if you think the condition is not okay then you can threaten them to close your credit card.
Wednesday, November 11, 2009
Effective solutions for Dandruff
Itching, flaking and got that snowy white things in your head? And you have been searching and finding for solutions but none of them works. You even bought that super expensive anti dandruff shampoo and yet it does not works.
Here are some solutions that I have used that works well and very effective:
You can use baking soda. Take a handful of it and slowly massage on the scalp and hair. You can massage your scalp for about 1 minute or 2 minutes. Then rinse properly with water.
a) You can use baking soda in replacement of your regular shampoo. Use it for about 2 weeks. And without using your regular shampoo. However at first your hair will become dry but after few days your hair will become healthy again.
b) You can have another way of using the baking soda if you don't want to feel the dryness at first. Just mix baking soda with your regular shampoo and apply to hair and massage for 2 minutes. And then rinse well.
Just choose which one is suitable for you and is effective.
Feel the clean scalp and stop the itchy scalp with baking soda. It is very cheap and there is no harsh chemicals on it. You won't worry of more damage to your hair.
Here are some solutions that I have used that works well and very effective:
You can use baking soda. Take a handful of it and slowly massage on the scalp and hair. You can massage your scalp for about 1 minute or 2 minutes. Then rinse properly with water.
a) You can use baking soda in replacement of your regular shampoo. Use it for about 2 weeks. And without using your regular shampoo. However at first your hair will become dry but after few days your hair will become healthy again.
b) You can have another way of using the baking soda if you don't want to feel the dryness at first. Just mix baking soda with your regular shampoo and apply to hair and massage for 2 minutes. And then rinse well.
Just choose which one is suitable for you and is effective.
Feel the clean scalp and stop the itchy scalp with baking soda. It is very cheap and there is no harsh chemicals on it. You won't worry of more damage to your hair.
Monday, June 15, 2009
How to Earn Money in the Internet Free
There are a lot of ways to earn money online. Your success depends on your hardwork.
Here are the list of the most common ways of earning online:
1) Paid to click or PTC
- You need to register a site which is a PTC, like neobux or clicksense. You earn from this site by clicking ads listed on their site. And there is no fee to join.
- Every day you will be given advertisements to click. Some have 10 ads a day. Each ad they may pay 1 cent.
- You may view each ad for about 30 seconds. And one ad at a time.
- You can increase earnings by having referrals or upgrading your account.
* This way of earning is slow especially if you don't have referrals but atleast you invest no money. But you have to be careful for some ptc sites are scams.
2) Paid to Post or PTP
- You register a PTP site like mylot. You earn money by posting, responding to discussions.
- Each post you write, there is an equivalent money.
- And this is free to joined.
* Like PTC or Paid to Click it is also important to have referrals to earn more.
3) Paid to Review
- You can register on this kind of site like ciao.
- The nature of this site is you are going to give review of a certain product. Each review will earn you money.
* More referrals can earn you more also.
4) Paid to read Emails
- You are going to register this kind of site. And then everyday you will be given emails to read.
- Each email sent and you read can earn you money.
5) Surveys
- Survey sites pay much higher compare to ptc, ptr, or ptp.
- You will register a site which offers surveys and then they will give surveys from time to time. - Some sites will give 5 or 10 dollars or depending on the site and the kind of survey you are taking.
6) Blogs/Sites
- As long as you can write and have a good idea of some topic then go for blog.
- You can go to payperview, blogspot and other sites that you can create blogs.
- All you need to do is create a nice topic that will click in the internet.
- Then register to google adsense.
- The more popular your site, the more you earn money.
- Your income here is much higher to some other earnings as long as your site or blog have many visitors.
7) FreeLancing
- You can write stuff, do programs if you are programmer and earn to some sites that will give you work to do.
8) Sell Stuff
- You can also sell stuff in the internet like e-bay. All you need to do is register to e-bay and then post your product so people can see it and when someone will buy it you will earn money.
Here are the list of the most common ways of earning online:
1) Paid to click or PTC
- You need to register a site which is a PTC, like neobux or clicksense. You earn from this site by clicking ads listed on their site. And there is no fee to join.
- Every day you will be given advertisements to click. Some have 10 ads a day. Each ad they may pay 1 cent.
- You may view each ad for about 30 seconds. And one ad at a time.
- You can increase earnings by having referrals or upgrading your account.
* This way of earning is slow especially if you don't have referrals but atleast you invest no money. But you have to be careful for some ptc sites are scams.
2) Paid to Post or PTP
- You register a PTP site like mylot. You earn money by posting, responding to discussions.
- Each post you write, there is an equivalent money.
- And this is free to joined.
* Like PTC or Paid to Click it is also important to have referrals to earn more.
3) Paid to Review
- You can register on this kind of site like ciao.
- The nature of this site is you are going to give review of a certain product. Each review will earn you money.
* More referrals can earn you more also.
4) Paid to read Emails
- You are going to register this kind of site. And then everyday you will be given emails to read.
- Each email sent and you read can earn you money.
5) Surveys
- Survey sites pay much higher compare to ptc, ptr, or ptp.
- You will register a site which offers surveys and then they will give surveys from time to time. - Some sites will give 5 or 10 dollars or depending on the site and the kind of survey you are taking.
6) Blogs/Sites
- As long as you can write and have a good idea of some topic then go for blog.
- You can go to payperview, blogspot and other sites that you can create blogs.
- All you need to do is create a nice topic that will click in the internet.
- Then register to google adsense.
- The more popular your site, the more you earn money.
- Your income here is much higher to some other earnings as long as your site or blog have many visitors.
7) FreeLancing
- You can write stuff, do programs if you are programmer and earn to some sites that will give you work to do.
8) Sell Stuff
- You can also sell stuff in the internet like e-bay. All you need to do is register to e-bay and then post your product so people can see it and when someone will buy it you will earn money.
Tuesday, June 9, 2009
Schedule of Trips to Bohol
OCEAN JET - (fast craft) (daily schedule) (Pier 1)
| CEBU - TAGBILARAN | TAGBILARAN - CEBU |
| 6:00 AM | 7:05 AM |
| 9:30 AM | 9:30 AM |
| 1:50 PM | 11:35 AM |
| 3:35 PM | 4:10 PM |
| 6:00 PM | 5:30 PM |
ADVANCE PURCHASED RATES FOR ONE WAY OR ROUND TRIP TICKETS:
ONE(1) DAY BEFORE DEPARTURE DATE: P 400.00 - open air accomodation only
TWO(2) DAYS BEFOR DEPARTURE DATE: P 500.00
ONE(1) WEEK BEFORE DEPARTURE DATE: P 400.00
TWO(2) WEEKS BEFORE DEPARTURE DATE: P 300.00
SUPERCAT - (fast craft) (daily schedule) (Pier 4)
| CEBU - TAGBILARAN | TAGBILARAN - CEBU |
| 8:30 AM | 10:30 AM |
| 12:30 PM | 2:30 PM |
| 4:30 PM | 6: 30 PM |
Regular Fare = P 500
Senior citizen = P 400
Disabled citizen = P 500
Student = P 500
Minor(4-11) = P 300
WEESAM - (fast craft) (daily schedule) (Pier 4)
| CEBU - TAGBILARAN | TAGBILARAN _ CEBU |
| 6:20 AM | 7 :00 AM |
| 9:00 AM | 8:45 AM |
| 12:00 PM | 11:20 AM |
| 2:00 PM | 3:40 PM |
| 6:40 PM | 4:40 PM |
LITE SHIPPING (slow craft) (daily schedule) (Pier 1)
| CEBU - TAGBILARAN | TAGBILARAN - CEBU |
| 12:30 PM | 12:00 PM |
| 10:00 PM | 10:30 PM |
Economy P 225.00
Standard P 250.00
Tourists P 250.00
Premium P 265.00
Business Class P 345.00
COKALIONG (slow craft) (Pier 1)
| CEBU - TAGBILARAN | TAGBILARAN _ CEBU |
| 06:30 PM (Friday) | 07:30 AM (Saturday) |
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